Informazioni su TD – TD Canada Trust

di 500000~10000000

37

Ci sono nobili da aiutare. Può essere una grande causa Ji

2

23.45.12.48

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Banksmarter VisitFinance101togettipsandtoolsformaningyourfinances. ImportantDisclosures*ImportantDetailsaboutTDDebitCardAdvanceSMByenrollinginTDDebitCardAdvanceSM,youarepermittingustoauthorizeandpayATMandone-timedebitcardtransactionswhenyoudonotheenoughmoneyailableinyouraccounttocoverthetransaction.A$35feeappliestoeachtransactionthatoverdrawsyourailableaccountbalancebymorethan$50,whetherthattransactionismadebydebitcard,check,in-personwithdrawal,orotherelectronicmeans(uptoamaximumof3feesperdayperaccount).Youareobligatedtopayoverdraftsimmediately.Whetheranoverdraftwillbepaidisourdiscretion,andwereservetherightnottopay.Forexample,wetypicallydonotpayoverdraftsifyouraccountisnotingoodstanding,youarenotmakingregulardeposits,oryourepeatedlyoverdraft.TDDebitCardAdvanceSM isdifferentfromotherformsofoverdraftcovereinthatitdoesnottransferfundsfromanapprovedlineofcredit,singsaccount,orhomeequitylineofcredit.Theorderinwhichtransactionsareprocessedmayaffectthetotalamountofoverdraftfeesincurred.Formoreinformation seethePersonalDepositAccountreement.1OverdraftServicesdonotapplytoTDEssentialBankingAccounts.Wemaydeclineorreturntransactionsthatwouldresultinanoverdraft.TransactionsthatyoumakemaycauseyourAccounttooverdrawbutwewillnotassessyourTDEssentialBankingAccountanoverdraftfeeorreturnitemfee.Forexample,preauthorizedtransactionsandothertransactionsmayposttoyourAccountevenwhentheailablebalanceinyourAccountisnotsufficienttopaythetransaction.2WhenitemsarepresentedforpaymentthatresultinyourailableAccountbalancebeingoverdrawnbymorethan$50,OverdraftGraceprovidesyouwithanopportunitytoreceiverefundsforoverdraftfeesifyourailableAccountbalanceisatleast$0,inclusiveofanypendingorposteditems,attheendofthenextbusinessday.3OurStandardOverdraftServicemayallowACHpayments,recurringdebittransactionsandpersonalcheckstogothroughforafee.A$35feeappliestoeachtransactionthatoverdrawsyourailableaccountbalancebymorethan$50,(uptoamaximumof3feesperdayperaccount).Whetheranoverdraftwillbepaidisourdiscretion,andwereservetherightnottopay.Forexample,wetypicallydonotpayoverdraftsifyouraccountisnotingoodstanding,youarenotmakingregulardeposits,oryourepeatedlyoverdraft.Youareobligatedtopayoverdraftsimmediately.Heaquestion?FindanswershereWhat39;syourquestion? 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