Superfondo per l'industria premiata Australia | UniSuper

di 5000~500000

250

I disastri sono infiniti. difficile riuscire feroce

2

45.60.13.194

UniSuper-Anaward-winningindustrysuperfund|UniSuper//ReadQuerystringconstqueryString=window.location.search;consturlParams=newURLSearchParams(queryString);constutm_source=urlParams.get('utm_source');constutm_medium=urlParams.get('utm_medium')constutm_campaign=urlParams.get('utm_campaign')constutm_term=urlParams.get('utm_term')constutm_content=urlParams.get('utm_content')//SetCookiefunctionsetCookie(c_name,c_value){varc_value=c_name+"="+c_value;varurl=window.location.href;vardomain=url.replace('http','').replace('','').split(/[/?#]/)[0];vardomainExt="domain="+"."+domain.split(".").slice(-3).join(".");varc_domain="path=/;"+domainExt;document.cookie=c_value+";"+c_domain+";";}if(Boolean(utm_source))setCookie("utm_source",utm_source);if(Boolean(utm_medium))setCookie("utm_medium",utm_medium);if(Boolean(utm_campaign))setCookie("utm_campaign",utm_campaign);if(Boolean(utm_term))setCookie("utm_term",utm_term);if(Boolean(utm_content))setCookie("utm_content",utm_content);window.dataLayer=window.dataLayer||[];.async-hide{opacity:0!important}(function(a,s,y,n,c,h,i,d,e){s.className+=''+y;h.start=1*newDate;h.end=i=function(){s.className=s.className.replace(RegExp('?'+y),'')};(a[n]=a[n]||[]).hide=h;setTimeout(function(){i();h.end=null},c);h.timeout=c;})(window,document.documentElement,'async-hide','dataLayer',4000,{'GTM-5GJFD4M':true});(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start':newDate().getTime(),event:'gtm.js'});varf=d.getElementsByTName(s)[0],j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src='/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f);})(window,document,'script','dataLayer','GTM-5GJFD4M');//Update"INSTRUMENTATION_KEY"withApplicationInsightsInstrumentationKeyfortheenvironmentvarintrumentation_key="5a7291b7-1acb-4957-80ea-3513a3abffb8";if(intrumentation_key!="INSTRUMENTATION_KEY"){varsdkInstance="appInsightsSDK";window[sdkInstance]="appInsights";varaiName=window[sdkInstance],aisdk=window[aiName]||function(e){functionn(e){t[e]=function(){varn=arguments;t.queue.push(function(){t[e].apply(t,n)})}}vart={config:e};t.initialize=!0;vari=document,a=window;setTimeout(function(){varn=i.createElement("script");n.src=e.url||"az.vo.msecnd.net/scripts/b/ai.2.min.js",i.getElementsByTName("script")[0].parentNode.appendChild(n)});try{t.cookie=i.cookie}catch(e){}t.queue=[],t.version=2;for(varr=["Event","PeView","Exception","Trace","DependencyData","Metric","PeViewPerformance"];r.length;)n("track"+r.pop());n("startTrackPe"),n("stopTrackPe");vars="Track"+r[0];if(n("start"+s),n("stop"+s),n("setAuthenticatedUserContext"),n("clearAuthenticatedUserContext"),n("flush"),!(!0===e.disableExceptionTracking||e.extensionConfig&&e.extensionConfig.ApplicationInsightsAnalytics&&!0===e.extensionConfig.ApplicationInsightsAnalytics.disableExceptionTracking)){n("_"+(r="onerror"));varo=a[r];a[r]=function(e,n,i,a,s){varc=o&&o(e,n,i,a,s);return!0!==c&&t["_"+r]({messe:e,url:n,lineNumber:i,columnNumber:a,error:s}),c},e.autoExceptionInstrumented=!0}returnt}({instrumentationKey:intrumentation_key});window[aiName]=aisdk,aisdk.queue&&0===aisdk.queue.length&&aisdk.trackPeView({});}window["adrum-start-time"]=newDate().getTime();(function(config){config.appKey="SY-AAB-HVE";config.adrumExtUrlHttp="httpcdn.appdynamics.com";config.adrumExtUrl="cdn.appdynamics.com";config.beaconUrlHttp="httpsyd-col.eum-appdynamics.com";config.beaconUrl="syd-col.eum-appdynamics.com";config.resTiming={"bufSize":200,"clearResTimingOnBeaconSend":true};config.maxUrlLength=512;})(window["adrum-config"]||(window["adrum-config"]={}));varwebChatPollingDuration=600;varwebChatPollingInterval=20;varwebChatApiBaseUrl='apiservices.unisuper.com.au';varwebChatQueueIds=['dc7-d021-4d31-8d82-21ce41f0c2ed','5b2f0a69-c3c1-480f-a6da-98e9f1c9fcd9','d402d6e0-1748-4a1b-9364-ce53ecb','039ebfcf-d6d7-427e-a63d-1915bc','66a1b60b-3663-486e-9f7c-caa7bae282a8'];varwebChatDivision='Production';insuranceEnquiryEnabled=false;varadviserEnabled=true;varchatIntroductionMesse='LiveChatailable8.30amto5.45pm(AEDT)MondaytoFridayHowcanwehelpyoutoday?';{"@context":"httpschema.org/","@type":"FinancialService","name":"UniSuper","alternateName":"UniSuperLimited","description":"UniSuperisanaward-winningindustrysuperfundwithstronglong-termperformanceandexcellentservice,offeringgreatvalueandlowfees.","address":{"@type":"PostalAddress","streetAddress":"Level1385BourkeStreet","addressLocality":"Melbourne","addressRegion":"VIC","postalCode":"3000"},"telephone":"1800331685","priceRange":"$","openingHours":"Mo,Tu,We,Th,Fr08:30-18:00","url":"","ime":"/-/media/project/usm-public-web/unisuper-public-website/header/logo.svg","sameAs":["twitter.com/unisupernews","/user/UniSuper","/UniSuper","en.wikipedia.org/wiki/UniSuper"]}varusClientKey='399ce47dd73babfa64b52d6ebc4';varusPoS='9.2_PW';varusEnableClickEventTracking=true;varusClickEventsTracked=['a','.scPersonalizeClickEvent'];We39;retakingabreakovertheholidayperiodOurcontactcentre,adviceservicesandofficeswillbeclosedfrom4.00pm(AEDT)Tuesday24Decemberandwillreopen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UniSuperChangingjobsStartingafamilyPlanningretirementStartingyourworkinglifeWhenstartingyourcareer,it’snormalforretirementtobefarfromyourmind.Butsettingyoursuperupnowmeansyourmoneycouldearnmorethroughoutyourlife.Herearesometipstohelpyougetstarted.IfweheyourTaxFileNumber,youcantakeadvanteoflowertaxratesandgovernmentincentives.Combineyoursupertoseonfees.*ChattoaUniSuperexperttolearnhowtomakethemostofyoursuper.LearnmoreaboutsuperWe39;rewithyouthroughoutyourcareerYoucanstaywithuswhenyouchangejobs,nomatterwhatindustryyournewjobisin.LetyouremployerknowyouwantyoursuperpaidintoyourUniSuperaccount.Seonfeesbykeepingyoursuperinoneplace.^AllyouhetodoisgiveyourUniSuperaccountdetailstoyournewemployer.Staywithus^Beforecombiningyoursuper,considerthepossibleeffectsthismightheonthingslikethefeesyoupay,theconditionsofyourinsurance(includingwhetheryoucantransitionyourinsuranceinyourotherfundtoUniSuper)andthetaxonyoursuper.Therecouldbeothereffectstoo,soit’sbesttoseekfinancialadviceifyou’reunsure.InsurancetoprotectyourgrowingfamilyoflittlethinkersYoursupercomeswithinsurance(ifeligible)toprotectyoufinanciallythroughlife’smostdifficulttimes.It’sflexible,meaningyoucantailorittosuityourneedsatanytime.Weoffer:DeathandTotal&PermanentDisablementIncomeprotectionInbuiltbenefitsforDBDmembersLearnaboutinsuranceMaketherestofyourlifethebestofyourlifeAlotofdreamingandabitofplanningcanhelpyouprepareforlifeafterwork.Herearesometipstohelpyoufigureoutwhatyouwantandhowtogetit.Setsomegoalsandconsiderhowmuchmoneyyou’relikelytoneed.Exploreyouroptionstotransitiontoretirement.Speaktoafinancialadviser.They’retheexpertsinhelpingyouplanforyourretirement.ExploreretirementoptionsKnowyoursuperbetterGettheUniSuperAppManeyouraccountfromwhereveryouare.Checkyourestimatedbalance,reviewyourinvestmentoptions,keepupwithrecenttransactionsandmore.OurapproachtoresponsibleinvestmentWeconsidermaterialenvironmental,socialandgovernance(ESG)factorsacrossourmajorholdings,findoutmoreaboutourapproach.ResponsibleinvestmentMeetwithUniSuperWe’rethrilledtobebackforface-to-faceappointmentson-campusandatourstateUniSuperCentres.BookanappointmentMemberOutcomesAssessmentOurlatestMemberOutcomeAssessmentfoundthateachUniSuperproductpromotesthebestfinancialinterestsofourmembers.ReadMemberOutcomesAssessments,andcompareourresults,basedondatafromtheAustralianPrudentialRegulationAuthority(APRA).ReadOutcomesAssessmentsNewsandinsightsNewsandinsightsWe’reknownasoneofAustralia’sbestsuper160;fundsWe'rerecognisedasafundwitharecordofdeliveringstronglong-terminvestmentperformance*,valueandmemberservicesbythecountry’stopratingsandresearchencies.Moneymazine'sBestPensionFund2025Moneymazine'sBestESGSuperProduct2025Canstar’sOutstandingValueAward–Superannuation2022-2024Canstar’sOutstandingValueAward–AccountBasedPension2024SeeourawardsThingsyouneedtoknow*Returnsto30June2023.Pastperformanceisnotanindicatoroffutureperformance.ConsidertheProductDisclosureStatement(PDS),TargetMarketDetermination(TMD) andyourcircumstancesbeforemakingdecisions,becausewehen’t.Readthefulldisclaimer.Optionreturnsarecalculatedafterinvestmentexpensesandtaxes,butbeforeaccount-basedfeesarededucted.Returnsappliedtoyouraccountdependonyourchoseninvestmentoption(s),howlongyou’vebeeninvested,andthetimingofcashflowsintoandoutofyouraccount.~BasedontheSeptember2024ChantWestSuperFeesurvey,UniSuper’sBalancedinvestmentoptionranksinthetopquartileforlowestfees,outof68Balancedstyleoptions,withinChantWest’s[61-80%]Growthinvestmentriskcategory.FeesandcostsvarybeSuperfondo 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UniSupertweeninvestmentoptions.PleaserefertotherelevantProductDisclosureStatement formoreinformationaboutfeesandcosts.ChantWestZenithCWPtyLtdABN20639121403AFSL/AFSRepNo.ChantWestAwardsissuedMay2023aresolelystatementsofopinionandnotarecommendationinrelationtomakinganyinvestmentdecisions.Awardsarecurrentfor12monthsandsubjecttochangeatanytime.Awardsforpreviousyearsareforhistoricalpurposesonly.FulldetailsonChantWestAwardsat/fund-awards/about-the-awards.ScrolltotopGetintouchContactus1800331685Monday-Friday8.30am-6.00pm(Melbournetime)QuicklinksWhyUniSuperFormsanddocumentsInvestmentperformanceCareersScreenshareConnectwithusWeacknowledgetheTraditionalOwnersofcountrythroughoutAustraliaandpayourrespectstotheirElders-pastandpresent.TermsandconditionsImportantinformationPrivacyProtectyouraccountDisclosuresAccessibility*Pastperformanceisnotanindicatoroffutureperformance. ConsiderthePDSandTMD onourwebsiteandyourcircumstancesbeforemakingdecisions,becausewehen’t.Readthefulldisclaimer.XCookieshelpusimproveyourwebsiteexperience.Byusingourwebsite,youreetoouruseofcookies.Confirm